My Expectation On Oil Price and Oil&Gas shares in KLSE for 2017

In another few days (Not really), we will leave year 2016 and say hello to 2017. This few years, oil has bee hit hard with oversupply which caused by oil producer doubled their production and also the economic slowdown in china causing massive decline in price which saw price touch $26.55 on January 20. Because of this, we saw O&G company share plunge. If you Continue reading >

It’s Payday! What I usually do with my money on Payday

Yeay it’s payday! Yeah I know right, we are waiting for payday. Craving for the seafood, or the new restaurant you’ve just found about and payday is just the right time to spend the money. People lining at ATM and smiling. Yeay the feeling is just right. We also can see people visiting their favorite fancy restaurant. How many times I said about food? Oh Continue reading >

Starting My RM1000 Goal: First step to financial freedom

Yeah! I’m setting out a goal called 1000 Ringgit Goal. This idea comes from watching Sugar Mamma youtube channel on how she set her $1000 goal and invest it to earn more passive income. My goal is to accumulate 1000 Ringgit and when I reach that goal, the money I saved will be invested either in stocks or in my ASB unit trust. I have opened my Continue reading >

Why I’m Financially Afraid for the Future

I’m actually afraid financially for the future. And you might be wondering why? I have my reason and you should too, if you don’t have enough saving in your bank account. And I mean enough means you have at least 6 digit saved in your bank account. Everything happen in the future, will happen then. Before that we should enjoy our life, People say, Don’t Continue reading >

How Long Malaysian Can Live

Everybody wants to live longer. Surely nobody wants to live short. But everything has an “expiry date”. According to data I sourced online,  Malaysian expected to live until 72-76 years. Source: http://www.worldlifeexpectancy.com/malaysia-life-expectancy Source: http://www.themalaymailonline.com/malaysia/article/malaysians-life-expectancy-at-74.7-years-in-2016-statistics-dept-says Looking the data plotted on graph below by worldbank.org, the number is increasing from year 1960-2014.  this of course due to the enhancement on the modern health care facility and technology. Source: http://data.worldbank.org/indicator/SP.DYN.LE00.IN?locations=MY Interestingly Continue reading >

How I survive With Only RM1200 A Month

Long ago before I manage to secure a job with higher salary I was actually doing some part time job which pays me RM6 per hour. I was working for 8 hour per day, 6 days a week including public holidays. With that salary scheme, there will be a fluctuation of payment I will be receiving a month. Normally I will be able to pocket Continue reading >

Forex Trading is A frustrating Business

Many consider Forex trading is a very risky business. Why is that? actually Forex trading and stock trading having the same principle. Buying and selling activities. The problem with forex trading though is the high liquidity of the market. basically, the whole world is involved in currency exchange causing the market to move very fast. So you are wrong, you will loose money; fast. And Continue reading >

Emotion Without proper Control will Dig Deep Into Our Pocket

There are times we becomes really piss off and it feels like we wanted to breaks all stuff right next to us. That is the reason we need to learn how to control our anger or emotion. If not, it might cause us our money. speaking of experience, i just cracked my phone touch screen, intentionally. I got pissed of and throw my phone, causing Continue reading >

Turn Unhealthy Food to Healthy Food and Saves Money

No way! Can you turn unhealthy food into healthy food? Of course not! Unless you can “Photoshop” it, remove the oil and put more vegetables and print in into your plate, right? Actually I don’t know whether it’s healthy or not, but that’s my style of eating. If I can see there are a lot of vegetables on it, I will consider it as healthy. Continue reading >

Now We Can Buy Nissan Car on Twitter

Picture from http://www.ctvnews.ca Everything seems to move towards digital worlds. The marketplace and service provided by Tech Company, nowadays everything is connected from every corner of the worlds. It was interesting to read that when we are busy using our twitter to tweet and reading tweets, a man in Spain uses nothing but his twitter to close a purchase of his new car: Nissan X-Trail. The customer, Mr. Continue reading >