It’s Payday! What I usually do with my money on Payday


Yeay it’s payday!

Yeah I know right, we are waiting for payday. Craving for the seafood, or the new restaurant you’ve just found about and payday is just the right time to spend the money.

People lining at ATM and smiling. Yeay the feeling is just right.

We also can see people visiting their favorite fancy restaurant.

How many times I said about food? Oh sorry, I just love to eat and food is all that matter. lol


Then, What I do On payday?

Me? Nah!

Forget about the fancy restaurant, forget about the seafood. I just finish my dinner at a Mamak restaurant with mixed rice; chicken with some veggie and rice, a cold iced lemon tea. Cost me about RM8++. Not happy with the price but my tummy is happy. So that’s what matter for now. J

Go back home, log in to my internet banking and tadaa!!

This is the first thing I do on payday. Separate the money I wanted to save to another bank account. And make payment for all the bills I need to clear, the rent and the study loan. Yes! don’t forget your PTPTN study loan! you’ve been a good student. Now be a good payer.


If you saw, the first things I do was transfer some amount to my other account which meant for investing and saving. Only after that, I’ll do payment on different along. Lol.

But one thing i never forget is to give to my dad some money. even if he say he do not need it, I’ll just give it to him. 🙂

Yeah I know, the amount is not that much, but I’m able to stay with this budget, I can be a millionaire in no time. Lol.

Yes, I now, I’m a good paymaster. So you better let me rent your place, and please give me a low rent ok? J

To banks, let say I apply for a loan with you in the future and you stumble upon my blog doing research about me, this is a good example I’m a good paymaster. Lol

And prior to doing all of the payment above, below is how I do some basic calculations on how much do I able to save and spend after all the deduction on payday.


This is all I do on payday. I left with some amount of money but I think that would be sufficient for the whole month. I’m also planning to reduce my food intake on oily and meat food and move towards more on vegetables only, but my tummy is so stuborn. Let’s see what happen next.

For this month, I manage to reach about 70% of the RM1000 project. Hopefully, I can find some side project which  cant generate some money to reach my first RM1000 target.

How about you guys, what would you first do on your payday? Share your thought in comment below.

4 thoughts on “It’s Payday! What I usually do with my money on Payday

  1. Sasa

    i am very excited waiting for my salary to come out. I am going to rush to bank, open another fixed deposit account. I was so tempted to join movies, outing, earing seafood. I even almost bought myself a ticket to taipei, luckily i didnt . i can only do those things if i have extra money left after saving, paying debts, fees, life expenses, petrol.

    but must stay with the saVing goal no matter what. Let’s make 2017 a different year than 2016.

    1. Larry David Post author

      planning for a vacation? One of my friends teach me to open 2 or bank account. deposit the money into those account for a different purpose. 1 account maybe for a vacation and the other maybe for paying debts. i think thats a brilliant idea to start with 🙂

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