Author Archives: Larry David

About Larry David

A normal Malaysian guy with a normal job who are earning below average. Have a big interest on personal finance and wanted to learn more how to make money work for him. "Money will not grow on tree but can grow in an investment account"

2016 Reflection: My Job, Financial And Life

Yesterday was 2016 and today is 2017. Goodbye 2016. I guess the first day of 2017 is the day of reflection of what has happen yesterday and what we achieve. Looking back, there are so many things need to be done. My Job As i recall, in 2016 i change job once. I was actually […]

RM1000 Goal: First RM1000

So this month is the first month I manage to accumulate RM1000. I was trying to find other source of income to add into my RM1000 goal but unable to find one. So the only source of money is from my monthly salary. On my first RM1000, I decided to split it into 2. The […]

My Expectation On Oil Price and Oil&Gas shares in KLSE for 2017

In another few days (Not really), we will leave year 2016 and say hello to 2017. This few years, oil has bee hit hard with oversupply which caused by oil producer doubled their production and also the economic slowdown in china causing massive decline in price which saw price touch $26.55 on January 20. Because […]

It’s Payday! What I usually do with my money on Payday

Yeay it’s payday! Yeah I know right, we are waiting for payday. Craving for the seafood, or the new restaurant you’ve just found about and payday is just the right time to spend the money. People lining at ATM and smiling. Yeay the feeling is just right. We also can see people visiting their favorite […]

Starting My RM1000 Goal: First step to financial freedom

Yeah! I’m setting out a goal called 1000 Ringgit Goal. This idea comes from watching Sugar Mamma youtube channel on how she set her $1000 goal and invest it to earn more passive income. My goal is to accumulate 1000 Ringgit and when I reach that goal, the money I saved will be invested either in stocks […]

Why I’m Financially Afraid for the Future

I’m actually afraid financially for the future. And you might be wondering why? I have my reason and you should too, if you don’t have enough saving in your bank account. And I mean enough means you have at least 6 digit saved in your bank account. Everything happen in the future, will happen then. […]

How Long Malaysian Can Live

Everybody wants to live longer. Surely nobody wants to live short. But everything has an “expiry date”. According to data I sourced online,  Malaysian expected to live until 72-76 years. Source: Source: Looking the data plotted on graph below by, the number is increasing from year 1960-2014.  this of course due to the enhancement […]

How I survive With Only RM1200 A Month

Long ago before I manage to secure a job with higher salary I was actually doing some part time job which pays me RM6 per hour. I was working for 8 hour per day, 6 days a week including public holidays. With that salary scheme, there will be a fluctuation of payment I will be […]

Forex Trading is A frustrating Business

Many consider Forex trading is a very risky business. Why is that? actually Forex trading and stock trading having the same principle. Buying and selling activities. The problem with forex trading though is the high liquidity of the market. basically, the whole world is involved in currency exchange causing the market to move very fast. […]

Emotion Without proper Control will Dig Deep Into Our Pocket

There are times we becomes really piss off and it feels like we wanted to breaks all stuff right next to us. That is the reason we need to learn how to control our anger or emotion. If not, it might cause us our money. speaking of experience, i just cracked my phone touch screen, […]